Traditional
Business Loans
Classic, bank-grade financing with structured terms. Term loans, SBA programs, lines of credit, and commercial mortgages — matched to your business profile.
Choose the Right Structure
Term Loans
Amounts
$50K – $5M
Terms
1 – 10 years
Rates
From 7.5% APR
Lump-sum financing with fixed monthly payments over a set term. Ideal for expansion, equipment, or large one-time investments.
- Fixed interest rates
- Predictable monthly payments
- No prepayment penalties
- Secured & unsecured options
SBA Loans
Amounts
$50K – $5.5M
Terms
Up to 25 years
Rates
From 8.5% APR
Government-backed 7(a) and 504 loans with favorable terms, lower down payments, and flexible use of proceeds.
- 7(a) & 504 programs
- Longer repayment terms
- Lower down payments
- Working capital eligible
Business Lines of Credit
Amounts
$10K – $1M
Terms
Revolving
Rates
From 9% APR
Draw funds as needed and only pay interest on what you use. Perfect for managing cash flow and unexpected expenses.
- Revolving access to capital
- Pay interest only on draws
- Reusable after repayment
- Fast renewal process
Commercial Mortgages
Amounts
$100K – $10M
Terms
5 – 25 years
Rates
From 6.75% APR
Finance the purchase or refinance of commercial real estate — offices, warehouses, retail spaces, and mixed-use properties.
- Owner-occupied & investment
- Refinance options available
- Up to 80% LTV
- Amortizing & balloon structures
Bank-Grade Terms,
Without the Runaround
Fast Decisions
Pre-approval in 24 hours with most applications fully decisioned within 2–5 business days.
Competitive Rates
Access to our nationwide lender network ensures you get the best rate your profile qualifies for.
Secure Process
Bank-level encryption protects your information from application through closing.
Expert Guidance
A dedicated loan specialist walks you through every step — from paperwork to funding.
Qualification Requirements
- Minimum 1 year in business (2+ preferred)
- Personal credit score of 620 or higher
- Minimum $100K annual revenue
- No active bankruptcies in the last 3 years
- Business bank statements (last 3–6 months)
- Last 2 years of tax returns
Don't meet every requirement? We also offer crypto-backed and revenue-based alternatives with more flexible qualification criteria.
Apply for a Traditional Loan
Complete the application below — it takes about 5 minutes, and there's no impact on your credit score.
KYC/AML Identity Verification Required
All loan applications require verified identity through USAID.APP — the blockchain-anchored U.S. digital identity system. Verification takes under 24 hours and your data stays private with zero-knowledge proofs. Click to register before submitting your application.